Information we receive from clients’ reporting agencies (e.g., credit bureaus), as well as other various documents we may use to provide an appropriate recommendation or to fill a service request.

Protection of Your Information: We restrict access to your non-public personal information to only those employees who need to know that information to service your account. We maintain physical, electronic, and procedural protections that comply with applicable federal or state standards to protect your non-public personal information.

Information Disclosed: We do not disclose the non-public personal information we collect about our clients to anyone except: (i) in furtherance of our business relationship with them and then only to those persons necessary to effect the transactions and provide the authorized services (such as broker-dealers, custodians, independent managers, etc.); (ii) to persons assessing our compliance with industry standards (e.g., professional licensing authorities, consultants, etc.); (iii) our attorneys, accountants, and auditors; or (iv) as otherwise provided by law.

We are permitted by law to disclose the non-public personal information about you to governmental agencies and other third parties in certain circumstances (such as third parties that perform administrative or marketing services on our behalf or for joint marketing programs). Parties are prohibited to use or share the information for any other purpose.